Are you ready to take your crypto spending to the next level? In 2025, crypto cards are more popular than ever, allowing you to seamlessly convert your digital assets into real-world purchases.
Whether you’re new to crypto or a seasoned investor, choosing the right card can be tricky with so many options available. But don't worry-we’ve got your back! This guide will walk you through everything you need to know about the best crypto cards, how they work, and how they can fit into your financial lifestyle. Let’s dive into the future of crypto spending!
Fully regulated private bank and virtual asset service provider offering USD and Bitcoin accounts with daily interest and full deposit control.
Spend directly in BTC or USD with 1% Bitcoin cashback, no FX fees, and worldwide coverage.
Regulated by the Gibraltar Financial Services Commission with KYC/AML protocols and deposit protection for USD.
Manage Bitcoin and USD seamlessly in a single app with hybrid traditional and digital financial services.
MPC protocols, encrypted communications, and multi-layer cold storage for advanced digital asset security.
50+
4% back in crypto on gas purchases, 3% back on dining, 2% on groceries, and 1% on all other transactions
Get your SolCard issued instantly and start using it within seconds.
Seamlessly integrate with Apple Pay and Google Pay for in-store purchases.
Enjoy using your SolCard without any annual fees or hidden charges.
Top-up your SolCard easily with SOL, with a minimal 5% fee and 2% fee for non USD purchases.
Request a refund of your balance through the dashboard at any time.
Offers gift cards and mobile top-ups for thousands of services in over 170 countries worldwide.
Accepts BTC, ETH, LTC, DOGE, USDT, and USDC for seamless payments.
Gift cards and mobile refills are delivered instantly upon purchase.
Earn rewards and discounts with every purchase using Bitrefill.
Shop anonymously without needing to create an account.
Use your crypto holdings at over 37 million merchants worldwide and withdraw cash from ATMs globally.
Top up your V-Card using BTC, BCH, ETH, USDC, USDT, and VERSE directly from the Bitcoin.com Wallet app.
Enjoy features like card freezing, spending limits, and real-time transaction alerts for secure spending.
Easily manage your V-Card through the Bitcoin.com Wallet app, ensuring a smooth user experience.
Use Bitcoin Ethereum and other cryptocurrencies for instant purchases
Pay in stores with seamless Apple Pay and Google Pay integration
Control spending and track transactions through the Coinbase app
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Read this articleXapo Bank is a fully licensed private bank and Virtual Asset Service Provider (VASP), regulated by the Gibraltar Financial Services Commission (GFSC). With the Xapo Bank debit card, members can spend globally in USD & BTC for purchases and ATM withdrawals. There are no hidden fees on card payments, including foreign transactions. Cashback is unlimited and up to 1% on every transaction in Bitcoin. The card comes with high spending limits and is available in 100+ countries.
The global debit card is one of the many benefits of Xapo Bank’s premium membership ($1000 USD annually). Notable benefits include the Xapo Bank app, trusted BTC storage since 2013, BTC-backed loans up to 1 million USD, savings on BTC trading fees, setting up beneficiaries, earnings in BTC on BTC and USD savings, among others.
Fully regulated private bank and virtual asset service provider offering USD and Bitcoin accounts with daily interest and full deposit control.
Earn daily interest on up to 5 BTC and on your USD balance—paid in Satoshis for added flexibility.
Spend directly in BTC or USD with 1% Bitcoin cashback, no FX fees, and worldwide coverage.
Regulated by the Gibraltar Financial Services Commission with KYC/AML protocols and deposit protection for USD.
Manage Bitcoin and USD seamlessly in a single app with hybrid traditional and digital financial services.
MPC protocols, encrypted communications, and multi-layer cold storage for advanced digital asset security.
Advertiser disclosure: This is sponsored content and we may receive a referral bonus if you apply for the Gemini Credit Card. It does not influence our evaluations or recommendations and our opinions are our own.
The Gemini Credit Card is the only instant* crypto rewards credit card that provides a seamless way for consumers to acquire bitcoin, ethereum, or 50 cryptos back on every transaction.
Cardholders earn 4% back on gas and EV charging**, 3% back on dining, 2% crypto back on groceries, and 1% crypto back on all other purchases, with rewards automatically deposited into their Gemini account.
Additionally, they can change their selected crypto reward as often as they like which allows them to earn a wide variety of cryptocurrencies over the course of each month.
Cardholders will be able to use the Gemini Credit Card anywhere Mastercard is accepted and can choose from among 50+ types of cryptocurrencies currently supported for rewards on Gemini's exchange platform, including bitcoin, ether, dogecoin and other tokens.
Additional features of the Gemini Credit Card include:
No annual fees: The Gemini Credit Card has no annual fee and no foreign transaction fees***. There are no exchange fees to receive crypto rewards****.
Instant access: After approval, customers can instantly access a digital version of their Gemini Credit Card on the Gemini mobile or web application. In addition, consumers can add the card to their mobile wallet and begin making purchases online, in-app, and at the point of sale.
Security-first design: Sensitive information, such as the 16-digit card number, is removed from the physical card and only accessible to cardholders via the Gemini mobile or web application.
Stainless steel: The Gemini Credit Card's sleek, stainless steel card is made from 75% recycled material and is available in three color options including silver, rose gold, and black.
World Mastercard® Benefits: Customers can receive access to exclusive offers with select merchants such as Lyft, Instacart, and ShopRunner, as well as Mastercard's Priceless® Experiences. The Gemini Credit Card will include advanced security features including Mastercard ID Theft Protection™, Zero Liability and Price Protection.
Disclosures:
*Issued by WebBank. Some exclusions apply in which rewards are deposited when the transaction posts.
**4% back is available on up to $200 in spend per month (then 1% on all other Gas at the pump and EV charging purchases that month). Spend cycle will refresh on the 1st of each calendar month.
***Rates & Fees apply.
****Fees may be incurred for selling or converting your crypto rewards.
50+
4% back in crypto on gas purchases, 3% back on dining, 2% on groceries, and 1% on all other transactions
SolCard offers a seamless bridge between the Solana blockchain and everyday spending. By allowing users to top-up their cards with SOL, SolCard enables quick and easy transactions both online and in physical stores through integration with Apple Pay and Google Pay. With no annual fees and instant issuance, SolCard provides a convenient solution for those looking to utilize their cryptocurrency holdings in daily life.
The platform emphasizes user privacy by not collecting personal information during the card issuance process. Users can enjoy the flexibility of topping up their cards with SOL and benefit from features like easy refunds and a straightforward fee structure. Whether you're shopping online or tapping to pay in-store, SolCard simplifies the process, making it an attractive option for crypto enthusiasts and everyday users alike.
Additionally, SolCard supports a wide range of merchants globally, enhancing its usability across various spending categories. The integration with major mobile payment platforms ensures that users can make purchases effortlessly, aligning with modern payment preferences. Overall, SolCard stands out as a versatile and user-friendly option for integrating cryptocurrency into everyday transactions.
Get your SolCard issued instantly and start using it within seconds.
Seamlessly integrate with Apple Pay and Google Pay for in-store purchases.
Enjoy using your SolCard without any annual fees or hidden charges.
Top-up your SolCard easily with SOL, with a minimal 5% fee and 2% fee for non USD purchases.
Request a refund of your balance through the dashboard at any time.
Instantly create and top-up your SolCard with SOL and enjoy hassle-free shopping IRL and online with NO KYC.
Bitrefill is the go-to platform for anyone looking to use cryptocurrency for everyday purchases. With a vast catalog of gift cards, vouchers, and mobile top-up options, Bitrefill allows users to pay for services and products in over 170 countries using popular cryptocurrencies like Bitcoin, Ethereum, Litecoin, Dogecoin, USDT, and USDC. Its seamless payment process ensures instant delivery, so you can access your gift cards or mobile refills in seconds. Whether you’re topping up your phone, buying groceries, or indulging in entertainment, Bitrefill makes it easy to live on crypto.
One of Bitrefill’s standout features is its ability to operate without requiring registration, allowing users to make purchases anonymously while still ensuring fast and reliable service. For those who frequently shop with crypto, Bitrefill’s rewards program offers a way to earn discounts and cashback, providing additional value for loyal customers. The platform supports a wide range of industries, including retail, gaming, travel, and food delivery, making it versatile enough to cover most of your spending needs. Bitrefill is also committed to expanding its services, constantly adding new brands and countries to its network.
Security and customer satisfaction are at the core of Bitrefill’s operations. The platform uses secure crypto payment processing and does not store sensitive data, ensuring your privacy is always protected. With its intuitive interface and reliable service, Bitrefill has become a trusted choice for crypto enthusiasts looking to integrate digital currency into their daily lives. Whether you’re looking to simplify bill payments or find the perfect gift, Bitrefill provides an efficient, secure, and rewarding solution for crypto-powered transactions.
Offers gift cards and mobile top-ups for thousands of services in over 170 countries worldwide.
Accepts BTC, ETH, LTC, DOGE, USDT, and USDC for seamless payments.
Gift cards and mobile refills are delivered instantly upon purchase.
Earn rewards and discounts with every purchase using Bitrefill.
Shop anonymously without needing to create an account.
The ultimate platform for buying gift cards and mobile top-ups with cryptocurrency!
The Bitcoin.com V-Card bridges the gap between digital currencies and traditional finance, allowing users to spend their crypto assets effortlessly. With support for multiple cryptocurrencies, global merchant acceptance, and robust security features, the V-Card offers a comprehensive solution for everyday spending. VERSE token holders benefit from exclusive perks, making the V-Card an integral part of the Bitcoin.com ecosystem.
Use your crypto holdings at over 37 million merchants worldwide and withdraw cash from ATMs globally.
Top up your V-Card using BTC, BCH, ETH, USDC, USDT, and VERSE directly from the Bitcoin.com Wallet app.
Enjoy features like card freezing, spending limits, and real-time transaction alerts for secure spending.
Receive special rewards and discounts when purchasing the V-Card with VERSE, including a 33% discount on the card fee.
Easily manage your V-Card through the Bitcoin.com Wallet app, ensuring a smooth user experience.
Enjoy a 33% discount on the card fee when purchasing with VERSE and look forward to exclusive rewards for VERSE holders.
Coinbase Card provides a seamless way to spend cryptocurrencies in everyday life. Issued as a Visa debit card it allows users to pay with Bitcoin Ethereum USDC and other digital assets at millions of merchants worldwide. With no annual fees and up to 4% cashback rewards in crypto Coinbase Card is a practical choice for crypto holders looking to bridge digital and traditional finance.
The card integrates with the Coinbase platform enabling users to fund it directly from their Coinbase wallet. It supports Apple Pay and Google Pay for convenient in-store purchases. Users can manage their card through the Coinbase app tracking spending and selecting preferred cryptocurrencies for transactions. The platform ensures security with two-factor authentication and Visa fraud protection keeping funds safe.
Coinbase Card is ideal for those who want flexibility in spending their crypto assets. Its global acceptance and cashback rewards make it appealing for both online and offline purchases. Whether buying coffee or shopping online Coinbase Card simplifies crypto spending with a user-friendly experience.
Terms Apply. Spending crypto involves risks and users should stay cautious. Always verify merchant security before transactions.
Use Bitcoin Ethereum and other cryptocurrencies for instant purchases
Pay in stores with seamless Apple Pay and Google Pay integration
Enjoy Coinbase Card with no annual fees or hidden costs
Earn up to 4% cashback in crypto on every purchase
Control spending and track transactions through the Coinbase app
Bitcoin credit cards represent an innovative financial tool that provides crypto holders with a way to earn rewards or make purchases without selling their Bitcoin directly. Unlike debit cards, Bitcoin credit cards work just like traditional credit cards-funding your spending through a credit line rather than accessing crypto from your wallet at the point of sale.
Benefits of using crypto cards:
With the increasing acceptance of cryptocurrencies, crypto cards have become an essential tool for crypto enthusiasts who want to integrate digital assets into their daily lives.
Not all crypto cards are created equal, so it's important to know what features matter the most when choosing the best one for you. Here are a few key aspects to consider:
Crypto cards often come with varying transaction fees. Some cards charge per transaction, while others offer no-fee spending up to a certain limit. Look for a card with low or no transaction fees to get the most out of your crypto.
The best crypto cards support a wide range of digital assets. Whether you hold Bitcoin, Ethereum, or lesser-known altcoins, ensure your card supports the coins you use frequently.
Real-time crypto-to-fiat conversion is crucial. Choose a card that offers competitive exchange rates, ensuring you get the best value when spending your crypto.
Security should always be a priority. The best crypto cards offer robust security features like two-factor authentication (2FA), encryption, and the ability to freeze your card instantly in case of loss or theft.
One of the major attractions of crypto cards is the potential to earn rewards. While traditional debit cards often offer cash-back rewards, crypto cards take it to the next level by giving you the option to earn crypto rewards.
Many crypto cards offer cashback on every purchase you make. Instead of receiving fiat currency, you'll receive a percentage of your spending in crypto.
Crypto rewards allow you to earn digital assets that could appreciate in value over time, making them potentially more lucrative than traditional cashback offers. Depending on your card, you may earn rewards in popular cryptocurrencies like Bitcoin or in the card issuer's native token.
Some crypto cards come with loyalty programs, offering additional perks such as higher cashback rates, exclusive events, or bonuses for holding certain amounts of crypto in your account.
One of the greatest benefits of using a crypto card is the ability to spend your digital assets globally. Whether you're traveling abroad or making online purchases from international merchants, crypto cards offer unparalleled flexibility.
Multi-currency support
Many crypto cards allow you to hold and convert multiple currencies-both fiat and crypto-making international travel a breeze. You can avoid costly currency conversion fees and use your card anywhere.
Important considerations for international spending
Some cards may charge additional fees for foreign transactions, so it’s important to read the fine print. Also, ensure your card offers good customer support and fraud protection when used abroad.
Before jumping into the world of crypto cards, it’s important to weigh the pros and cons.
Pros:
Cons:
The world of crypto cards is constantly evolving, and 2025 is set to bring even more innovations with V Card luring new users with more features than ever. As cryptocurrency becomes more mainstream, we can expect to see:
Governments around the world are working to create clearer regulatory frameworks for crypto assets. This will lead to greater consumer confidence and potentially more widespread adoption of crypto cards.
With advances in blockchain technology, future crypto cards may feature even stronger security protocols, giving users peace of mind when spending their digital assets.
As crypto adoption grows, we may see crypto cards being used not only for retail purchases but also for more complex financial transactions, such as loans or investment opportunities.
No, the card does it for you in real-time. When you make a purchase, the card automatically converts the required amount of crypto from your wallet into fiat currency.
Yes, fees vary depending on the card provider. These may include transaction fees, withdrawal fees, and foreign transaction fees. Some cards offer no-fee options up to a certain spending limit.
Yes, many crypto cards support international transactions and multi-currency conversion. However, it's essential to check if the card has foreign transaction fees or additional charges for international use.
Most crypto cards offer robust security features like two-factor authentication (2FA), encryption, and the ability to lock or freeze your card instantly if lost. Still, it's important to be aware of potential risks, like fraud, just as with any other card.
Yes, many crypto cards offer reward programs where you can earn crypto rewards or cashback on purchases. Rewards are usually in the form of digital assets that may appreciate over time.
Yes, in many jurisdictions, spending cryptocurrency is considered a taxable event. You may need to report capital gains or losses for each transaction, depending on local tax laws.
Consider your spending habits, the cryptocurrencies you hold, and the fees associated with the card. Look for cards that offer features tailored to your needs, such as low fees, supported coins, and rewards programs.
Yes, many crypto cards support multiple cryptocurrencies. You can hold and convert various coins depending on your preferences and the card provider’s offerings.
Most crypto card providers offer the ability to freeze or lock your card instantly through their mobile app or customer service. This prevents unauthorized transactions until you can replace the card.
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