As cryptocurrency continues to rise in popularity, new ways of integrating digital assets into everyday life have emerged. Crypto prepaid cards offer a simple and convenient solution for those who want to spend their cryptocurrency without manually converting it to fiat first.
These cards allow users to load their digital assets, convert them into fiat currency, and spend them just like a traditional prepaid card-whether it's for shopping, dining, or even withdrawing cash from an ATM. In this guide, we'll cover how crypto prepaid cards work, the key features they offer, and the benefits and drawbacks of using them.
Get your SolCard issued instantly and start using it within seconds.
Seamlessly integrate with Apple Pay and Google Pay for in-store purchases.
Enjoy using your SolCard without any annual fees or hidden charges.
Top-up your SolCard easily with SOL, with a minimal 5% fee and 2% fee for non USD purchases.
Request a refund of your balance through the dashboard at any time.
Ethereum, BSC, PulseChain (USDC, USDT (Tether), DAI), Arbitrum, Polygon, Optimism (USDC, USDC.e, USDT (Tether), DAI), Solana (USDC, USDT (Tether)), Base (USDC, DAI), Stellar (All coins)
2022
Visa & Mastercard Prepaid
None - Completely anonymous
Use your crypto holdings at over 37 million merchants worldwide and withdraw cash from ATMs globally.
Top up your V-Card using BTC, BCH, ETH, USDC, USDT, and VERSE directly from the Bitcoin.com Wallet app.
Enjoy features like card freezing, spending limits, and real-time transaction alerts for secure spending.
Easily manage your V-Card through the Bitcoin.com Wallet app, ensuring a smooth user experience.
Top up prepaid balance with crypto assets
Use Ethereum Binance Smart Chain and Polygon seamlessly
Control private keys with hardware wallet compatibility
Connect to decentralized platforms for funding and spending
SolCard offers a seamless bridge between the Solana blockchain and everyday spending. By allowing users to top-up their cards with SOL, SolCard enables quick and easy transactions both online and in physical stores through integration with Apple Pay and Google Pay. With no annual fees and instant issuance, SolCard provides a convenient solution for those looking to utilize their cryptocurrency holdings in daily life.
The platform emphasizes user privacy by not collecting personal information during the card issuance process. Users can enjoy the flexibility of topping up their cards with SOL and benefit from features like easy refunds and a straightforward fee structure. Whether you're shopping online or tapping to pay in-store, SolCard simplifies the process, making it an attractive option for crypto enthusiasts and everyday users alike.
Additionally, SolCard supports a wide range of merchants globally, enhancing its usability across various spending categories. The integration with major mobile payment platforms ensures that users can make purchases effortlessly, aligning with modern payment preferences. Overall, SolCard stands out as a versatile and user-friendly option for integrating cryptocurrency into everyday transactions.
Get your SolCard issued instantly and start using it within seconds.
Seamlessly integrate with Apple Pay and Google Pay for in-store purchases.
Enjoy using your SolCard without any annual fees or hidden charges.
Top-up your SolCard easily with SOL, with a minimal 5% fee and 2% fee for non USD purchases.
Request a refund of your balance through the dashboard at any time.
Instantly create and top-up your SolCard with SOL and enjoy hassle-free shopping IRL and online with NO KYC.
Laso Finance is a revolutionary crypto payment platform founded in 2022 that brings the world's first no-KYC stablecoin prepaid cards. The platform allows users to instantly issue Visa and Mastercard prepaid cards without providing any personal information, making it the privacy-maximizing way to spend cryptocurrency.
The platform seamlessly integrates with crypto wallets, allowing users to connect and deposit ERC-20 tokens including USDC, USDT, and DAI. Once deposited, users receive instant prepaid cards that can be used anywhere Visa or Mastercard are accepted, including online shopping, Apple Pay, Google Pay, and Samsung Pay.
Laso Finance stands out for its advanced compliance technology that incorporates on-chain transaction data, device fingerprinting, and card spending behavior analysis to prevent money laundering and other nefarious activities while maintaining complete user privacy. This innovative approach allows the platform to operate without traditional KYC requirements.
The platform offers universal acceptance with cards that work globally wherever prepaid cards are accepted. Users can shop online, make in-store purchases, and use mobile payment systems without compromising their privacy or revealing personal information. The instant issuance feature means users can start spending immediately after depositing their crypto.
As a Web3 wallet tool, Laso Finance represents the future of anonymous crypto spending, combining the convenience of traditional payment cards with the privacy and security of blockchain technology. The platform has gained recognition in the DeFi space for its innovative approach to bridging crypto and traditional finance.
Ethereum, BSC, PulseChain (USDC, USDT (Tether), DAI), Arbitrum, Polygon, Optimism (USDC, USDC.e, USDT (Tether), DAI), Solana (USDC, USDT (Tether)), Base (USDC, DAI), Stellar (All coins)
2022
Visa & Mastercard Prepaid
None - Completely anonymous
50% Bonus on First Deposit Fees 💰 Instant Issuance ⚡️ No personal information needed 🔒
The Bitcoin.com V-Card bridges the gap between digital currencies and traditional finance, allowing users to spend their crypto assets effortlessly. With support for multiple cryptocurrencies, global merchant acceptance, and robust security features, the V-Card offers a comprehensive solution for everyday spending. VERSE token holders benefit from exclusive perks, making the V-Card an integral part of the Bitcoin.com ecosystem.
Use your crypto holdings at over 37 million merchants worldwide and withdraw cash from ATMs globally.
Top up your V-Card using BTC, BCH, ETH, USDC, USDT, and VERSE directly from the Bitcoin.com Wallet app.
Enjoy features like card freezing, spending limits, and real-time transaction alerts for secure spending.
Receive special rewards and discounts when purchasing the V-Card with VERSE, including a 33% discount on the card fee.
Easily manage your V-Card through the Bitcoin.com Wallet app, ensuring a smooth user experience.
Enjoy a 33% discount on the card fee when purchasing with VERSE and look forward to exclusive rewards for VERSE holders.
MetaMask Card is a virtual prepaid solution for spending cryptocurrencies through the MetaMask wallet. Designed for Ethereum and ERC-20 tokens it enables users to fund a prepaid balance with assets like Ethereum USDT and Bitcoin for seamless transactions. Available as a browser extension and mobile app MetaMask supports private spending by leveraging non-custodial wallet features and blockchain technology.
Users can top up their prepaid balance via decentralized exchanges or partner services and spend at merchants accepting prepaid cards. The wallet supports multiple networks including Ethereum Binance Smart Chain and Polygon for flexible funding and spending. Security is enhanced with private key control and hardware wallet integration ensuring funds remain protected.
MetaMask Card is ideal for crypto users seeking a prepaid option for private transactions. Its integration with DeFi platforms and dApps makes it a versatile tool for managing prepaid crypto payments.
Top up prepaid balance with crypto assets
Use Ethereum Binance Smart Chain and Polygon seamlessly
Control private keys with hardware wallet compatibility
Connect to decentralized platforms for funding and spending
Fund and spend crypto with MetaMask virtual prepaid card
Crypto prepaid cards function similarly to traditional prepaid or debit cards, but instead of loading them with fiat currency, they are loaded with cryptocurrency. When you make a purchase or withdrawal, the card automatically converts your crypto into local currency at the current exchange rate.
Key points about crypto prepaid cards:
By offering a simple way to spend digital assets, crypto prepaid cards have become an essential tool for those looking to use cryptocurrency in their everyday lives.
Using a crypto prepaid card is straightforward. Here’s a breakdown of how it works:
This simple process makes it easy for crypto holders to access and spend their digital assets in the real world.
Not all crypto cards are created equal, so it's important to know what features matter the most when choosing the best one for you. Selecting the best crypto card depends largely on your individual needs and spending habits. Here’s how to make the right choice:
Are you a frequent traveler, or do you primarily make local purchases? Your spending patterns will help you determine which card features are most important-whether it’s multi-currency support or zero transaction fees.
Look for a card with low transaction fees, high withdrawal limits, and no hidden costs. Some crypto cards offer premium versions with enhanced benefits for a monthly or annual fee.
How user-friendly is the app or platform associated with the card? You’ll want a seamless experience for checking balances, converting assets, and managing your card.
The best crypto cards support a wide range of digital assets. Whether you hold Bitcoin, Ethereum, or lesser-known altcoins, ensure your card supports the coins you use frequently.
Real-time crypto-to-fiat conversion is crucial. Choose a card that offers competitive exchange rates, ensuring you get the best value when spending your crypto.
Security should always be a priority. The best crypto cards offer robust security features like two-factor authentication (2FA), encryption, and the ability to freeze your card instantly in case of loss or theft.
Crypto prepaid cards come with several advantages that make them an appealing option for spending digital assets:
Many crypto prepaid cards come with built-in security features, such as encryption and 2FA, to ensure that your funds remain safe. These features help protect your digital assets from fraud or theft, giving you peace of mind when spending your cryptocurrency.
One of the biggest benefits of crypto prepaid cards is the ability to convert cryptocurrency into fiat instantly. There’s no need to manually exchange your digital assets before making a purchase-just load the card, and you’re ready to spend.
Managing crypto assets can be complex, but crypto prepaid cards simplify the process. There’s no need for complicated exchanges or transfers-just load the card with crypto and use it for purchases, just like a regular card.
Because crypto prepaid cards function like traditional prepaid cards, they can be used at millions of merchants worldwide, both online and in physical stores. They can also be used for ATM withdrawals, making them highly versatile for international travelers or everyday use.
Like any financial tool, crypto prepaid cards have their pros and cons. Here’s a breakdown to help you decide if they’re the right fit for you:
Pros:
Cons:
Yes, one of the advantages of crypto prepaid cards is that they don’t require a traditional bank account. You can load the card using cryptocurrency from your digital wallet.
Yes, many crypto prepaid cards allow you to withdraw cash from ATMs, though fees and withdrawal limits may apply. The cryptocurrency will be converted to fiat currency before the withdrawal.
Yes, when you load a crypto prepaid card, your cryptocurrency is typically converted into fiat currency and then stored on the card for spending. The conversion rate will depend on the card provider.
Yes, crypto prepaid cards are usually accepted wherever major card networks (like Visa or Mastercard) are supported, making them ideal for international transactions and travel.
You can load your crypto prepaid card by transferring cryptocurrency from your wallet to the card provider’s platform. The amount is then converted to fiat currency and loaded onto your card.
Supported cryptocurrencies vary by card provider, but they typically include major cryptocurrencies such as Bitcoin, Ethereum, and stablecoins. Always check which cryptocurrencies are accepted before getting a card.